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Benefits Summary

  • Access to one of the largest networks of dentists, and savings up to 40%¹
  • No annual contract, so you can cancel whenever²
  • No waiting period for basic care & plans that cover 100% of cleanings³
  • Coverage from $15 per month⁴

About this insurance

Affordable dental insurance to protect your pearly whites

Good dental coverage should save you money. Depending on the Guardian® plan you choose, preventive care such as check-ups and cleanings may cost you little or nothing at all!
Freelancers Union has offered Guardian plans for over 10 years. They are one of the largest and longest-standing dental insurers on the market, covering over 8 million people across the country.
Premium rates and plan details depend on your location. Shop Dental Plans now to see what is available in your area. You’ll also be able to search for your dentist or find a new one to love once you begin.

Our Partner

We work with Guardian to keep your smile healthy

Guardian x Freelancers Union go together like brushing & flossing.

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Find coverage today

Dental plans starting at $15/mo*

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Need more help
choosing a plan?

Interested in learning more?

Fill out the form to learn more about MetroPlus’ offerings and get answers to any questions you might have.

A member of the MetroPlus team will follow up!

THE FINE PRINT (LAWYERS MADE US DO IT)

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, and Florida, and is the agent of record for dental sales in these states only. FIA contracts with HealthPlanServices, Inc. (HPS), a nationally licensed insurance producer. Other than in New York, HPS is acting as the health insurance agent of record for health (medical) insurance. In New York, FIA is the agent of record. HPS pays royalty fees to FU for the use of its intellectual property, which are used for the general purposes of FU.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, California, New Jersey, Pennsylvania, Texas, Florida, and Georgia, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier’s policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.

Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries and sold directly to individuals by DTC GLIC, LLC. Products are not available in all states. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state.

¹Savings based on Guardian Internal Effective Discount Reporting measured against the fair Health mean
²Once you terminate your Dental PPO plan, please be aware that you will have a consecutive 12-month waiting period to re-enroll
³Waiting Period varies by state and deductibles may apply
⁴Monthly plan premiums vary by state and by available plan type selected

Guardian® is a registered trademark of The Guardian Life Insurance Company of America® and is used with express permission.
2024-170725