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Find liability insurance coverage today

Liability insurance is required by many clients, and helps freelancers protect themselves and their business from the financial burden of mistakes and accidents — whether they were at fault or not.

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Benefits Summary

  • Fast and simple: You can quote and buy in minutes online or by speaking to an agent.
  • Flexible payment options to help manage cash flow.
  • Coverage from $22.50 per month

About this insurance

Do I need Liability Insurance?

Among the types of freelance businesses that should have freelance liability insurance are web designers, graphic designers, programmers and photographers. Any business that provides a service or gives advice would benefit from the peace of mind that freelance liability insurance offers. Whether you’re a Mompreneur, who wants more time with the kids or just someone who prefers to make their own schedule, freelancing can be a great way to make a living. But you need to know how to protect your business, and freelancer insurance can help with that.

Freelancers Union and Hiscox specialize in customizing professional and general liability insurance for many freelance professions including but not limited to:

  • Web & Graphic Designers
  • Photographers
  • Real Estate Agents
  • Business & Marketing Consultants
  • IT Consultants
  • Beauty & Fitness Professionals

Our Partner


Freelancers Union is pleased to partner with Hiscox to offer liability insurance to help protect small business owners from claims or lawsuits made against your business. Read below to find out what kind of insurance your business needs.

In need of insurance not covered by Hiscox? Send an email to with the subject line Liability and we'll help you out!

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Find coverage today

Plans starting at $22.50/month*


Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Hiscox is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.

The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specifics provisions of the Member Contract provided by the carrier, the carrier’s Contract shall govern.