Protect your business with freelance liability insurance
Our freelance liability insurance plans ensure that you receive comprehensive coverage that meets your unique needs. Tailored specifically for self-employed and independent workers, this coverage protects your small business from being held financially responsible for malpractice, negligence, or unintentional mistakes.
Liability Insurance
Does my freelance business need
liability insurance?
Any business that provides a service or gives advice would benefit from the peace of mind that freelance liability insurance offers. If someone gets hurt in your photo studio or on your film set, or if you give professional advice as a consultant and you’re wrong, this insurance will protect your assets in a lawsuit. Liability coverage provides a safety net to protect your business.
Our partners specialize in customizing professional and general liability insurance for many freelance professions including but not limited to:
- Marketing & Media Consulting
- Videography
- Creative Services
- IT Consulting
- Management Consulting
- Graphic design
- Software & Research Development
- Legal Services
- Printers & Publishers
- Real Estate
- Restaurant & Food Services
- Business Consulting
Liability Options
Selected for freelancers like you.
Hiscox specializes in small business and independent contractor coverage, ensuring policies fit your unique risks.
- Fast and Simple:Â Get a quote in minutes online or by phone.
- Flexible Payment Options:Â Get various payment options to help manage your cash flow.
- Instant Proof of Insurance: Need coverage for a client contract? Get insured in minutes and download your certificate instantly
See why over 500,000 U.S. businesses trust NEXT’s online coverage with a mobile-first experience for their small business.
- 100% Online & Fast: Get covered in under 10 minutes, straight from your phone or laptop and have 24/7 access to your policy.
- Varied Options: 7 different insurance types, so it’s easy to design the coverage that fits your business
- Affordable, Monthly Plans: Competitive rates for coverage with flexible payment options and get unlimited proof of insurance at no additional cost
things to consider
NEXT
- Offers additional coverage types, including workers’ comp and commercial auto
- Fully online application process to get covered in minutes
- Mobile-first, easy self-service for managing policies anytime
- Instant digital certificates, easy sharing via mobile
- Primarily domestic U.S. coverage
HISCOX
- Quick online application, with options to speak to an agent
- Online portal for policy changes and certificates
- Tailored policies for specific industries like marketing, design, consulting
- Established provider with years of experience in freelancer insurance
- Covers work with clients globally (claims filed in U.S.)
THE FINE PRINT (LAWYERS MADE US DO IT)
Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, North Carolina, and Colorado and is the agent of record for dental sales in these states only.
FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, North Carolina, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, North Carolina, and Colorado, Hiscox is acting as the insurance agent of record.
All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier’s policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.
You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.