Care at a Price you can afford

Health care plans tailored for self-employed and independent workers, with coverage that meets your unique needs.

Health plans starting at $50/month

Healthcare that you can afford, from a provider who understands how you work and live.

Get Coverage

Benefits Summary

  • Access to primary care, urgent care, and specialists across the continuous U.S. (specialty care only available with the Complete plan)
  • Unlimited virtual care visits
  • Confidential support for stress, anxiety, depression and more

About this insurance

Get Covered

Through River Health, Freelancers Union members can access healthcare services through a network of providers, clinics, virtual care options, and pharmacy partners. Many services are available with no copays or hidden fees, helping freelancers focus on their work instead of worrying about healthcare costs.

River Health combines virtual and in-person care, so you can connect with healthcare professionals when and where you need them. Members can manage healthcare needs through a streamlined digital experience while maintaining access to real providers and clinics nationwide for $50 or $125 a month.

Please note: River Health Essentials is not affiliated with New York State’s Essential Plan. Review the plan details to ensure it meets your healthcare needs.

Simple, transparent pricing

Exclusive discounted rates for Freelancers Union members. Choose the plan that works for you—cancel anytime.

Essentials Plan

Non-insurance Primary Care & Behavioral Health Subscription Service.

  • Unlimited $0 virtual care
  • $0 clinic visits
  • $0 lab testing
  • $0 prescriptions
  • $0 therapy & mental health
  • Wellness perks
$50 member/month Begin Enrollment
Complete Plan

Coverage for everyday healthcare needs with protection for unplanned events.

  • Everything in Essentials
  • ACA required preventative health services
  • $0 specialty office visits
  • $10,000 in catastrophic coverage
$125 member/month Begin Enrollment

Our Partner

River Health

River Health's mission is to make healthcare affordable, reliable, and easy to use. Their model focuses on removing barriers to care by connecting members directly with healthcare providers and reducing the complexity often associated with traditional healthcare systems. River Health provides access to primary care, behavioral health services, prescriptions, lab testing, and in-person clinic visits through a nationwide network.

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we're finding the best plans and discounts for our members

Find coverage today

Find affordable plans today

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Need more help
choosing a plan?

THE FINE PRINT (LAWYERS MADE US DO IT)

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Hiscox is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.

The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specifics provisions of the Member Contract provided by the carrier, the carrier’s Contract shall govern.