Protect Your Pet
You can’t predict when your dog or cat will get sick or injured, but you know it can happen at any time. Pet insurance helps protect your finances by covering unexpected vet bills, so you can focus on getting the best care for your pet.
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Enrollment is quick and easy, so you can be ready for whatever comes next.
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Benefits Summary
Over 90% of Embrace customers surveyed agreed that pet insurance extended their pet’s life.
- Get up to 90% reimbursement.
- See any licensed vet in the US, no networks.
- Free 24/7 telehealth included
- More than 90% of claims paid within 10 days*
About this insurance
Pet insurance that helps you plan ahead
With 20 years of experience protecting pets, Embrace Pet Insurance offers nose-to-tail coverage for dogs and cats. Coverage includes accidents and illnesses, plus chronic and hereditary conditions, cancer care, dental illness, behavioral care, rehab, and more. When the unexpected happens, Embrace helps give you peace of mind so you can focus on care, not cost.
Our Partner
Embrace Pet Insurance
We work with Embrace Pet Insurance to support your favorite furry coworker
Why buy insurance with freelancers union
Where you buy insurance
Actually matters
- When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
- These funds help us continue our work advocating for and supporting freelancers around the country
- Partnerships also help us ensure that we're finding the best plans and discounts for our members
Get a quote today
Additional Options for Freelancers
THE FINE PRINT (LAWYERS MADE US DO IT)
Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Hiscox is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.
The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specifics provisions of the Member Contract provided by the carrier, the carrier’s Contract shall govern.
*Based on Embrace internal claims data from 2025.
Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328, Cleveland, OH) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company (NAIC #0361-23469, Amelia, OH) d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (NAIC #0361-41998, Atlanta, GA). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Discounts may vary and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms.
Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.