Health insurance
doesn't pay
for everything
doesn't pay
for everything
We’ve partnered with Aflac to offer supplemental insurance for freelancers. In the event of a serious accident or illness, these benefits act as additional coverage to help with fees that may not be covered by health insurance. With healthcare costs on the rise, our aim is to provide an extra financial safety net for unexpected medical expenses.
What plans are offered?
- Group Hospital Indemnity – beginning at $11.84/mo
- Group Critical Illness – beginning at $2.54/mo
- Group Accident – beginning at $13.01/mo
Rates
| Monthly Premium | |
|---|---|
| Member | $13.01 |
| Member & Spouse | $21.46 |
| Member & Child(ren) | $28.23 |
| Family | $36.68 |
| Monthly Premium | |
|---|---|
| Member | $11.84 |
| Member & Spouse | $28.18 |
| Member & Child(ren) | $22.34 |
| Family | $38.68 |
| $5,000 | $10,000 | $15,000 | $20,000 | $25,000 | $30,000 | |
|---|---|---|---|---|---|---|
| 18-29 | $2.54 | $3.96 | $5.39 | $6.81 | $8.23 | $9.65 |
| 30-39 | $3.68 | $6.24 | $8.80 | $11.36 | $13.92 | $16.48 |
| 40-49 | $6.30 | $11.49 | $16.67 | $21.85 | $27.04 | $32.22 |
| 50-59 | $11.68 | $22.25 | $32.81 | $43.37 | $53.94 | $64.50 |
| 50+ | $21.30 | $41.48 | $61.66 | $81.84 | $102.01 | $122.19 |
| $5,000 | $10,000 | $15,000 | $20,000 | $25,000 | $30,000 | |
|---|---|---|---|---|---|---|
| 18-29 | $3.27 | $5.43 | $7.58 | $9.74 | $11.89 | $14.04 |
| 30-39 | $5.25 | $9.39 | $13.52 | $17.65 | $21.79 | $25.92 |
| 40-49 | $9.43 | $17.75 | $26.06 | $34.38 | $42.69 | $51.00 |
| 50-59 | $18.35 | $35.58 | $52.80 | $70.03 | $87.26 | $104.49 |
| 50+ | $32.23 | $63.33 | $94.44 | $125.54 | $156.65 | $187.75 |
Speak with Aflac to Enroll
Complete our interest form, and an Aflac representative will contact you within 24-48 hours (Mon-Fri) if you are eligible to enroll.
*Only Freelancers Union members are eligible to join Freelancers Union Group Plans through Aflac. If you are not a member, by completing this form you agree to join and accept a free Union membership.
About Aflac
Aflac Incorporated is a Fortune 500 company, providing financial protection to millions of policyholders and customers through its subsidiaries in the U.S. and Japan. When a policyholder or insured gets sick or hurt, Aflac pays cash benefits promptly, for eligible claims, directly to the insured (unless assigned otherwise). For more than six decades, Aflac voluntary insurance policies have given policyholders the opportunity to focus on recovery, not financial stress.
Aflac FAQS
HAVE A QUESTION ABOUT AFLAC?
NO. This is supplemental insurance that can act as an add-on to help with gaps in health insurance coverage.
The plan benefit PDFs are linked for the respective plans below:
When you purchase Aflac supplemental insurance for Accident or Hospital Indemnity, you can choose to cover yourself and add-on your spouse, your child/children (under age 26), or choose a family rate. At this time, spouse-only and child-only coverage is not available.
There is no waiting period – Coverage is effective on the billing effective date.
THE FINE PRINT (LAWYERS MADE US DO IT)
Group Accident: In NY, Policy Forms AF7700NY and AF70100NY. Group Critical Illness: In NY, Policy Forms AF2800NY and AF21100NY. Group Hospital Indemnity: In NY, Policy Forms AF8500NY and AF80100NY. Group supplemental insurance coverage is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, insurance coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, insurance coverage is underwritten by American Family Life Assurance Company of New York. Continental American Insurance Company | Columbia, SC Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211 The coverage described here is a brief description of coverage and subject to plan limitations, exclusions, definitions and provisions. Please see coverage documentation applicable to your situs state for further details. This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY or VA.