Claim Up to $32,220
with the Sick and Family Leave Tax Credit!

Under the American Rescue Plan Act (ARPA), self-employed individuals impacted by COVID-19 are eligible for tax refunds sometimes referred to as the “self-employed tax credit”. Anyone who files Schedule C income, (sole proprietors, 1099 contractors, freelancers, single-member LLC’s, gig workers, & more) could potentially qualify. 

We’ve partnered with United Business Solutions to help freelancers receive these tax refunds. While bad actors have tried to take advantage of these credits, your filing will be handled by an expert team and process that has been crafted with IRS compliance in mind. With no payment required, you can calculate your estimate and claim your tax credit in less than 20 minutes.

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Sick & Family Leave Credit
Under the American Rescue Plan Act

What are the tax credits
and how can I claim them?

  • Eligibility

    Also referred to as Self-Employed Tax Credits or SETC, these tax credits apply for individuals who were unable to work due to COVID-19 related reasons like being in quarantine, having COVID-19 symptoms, or caring for child whose school or daycare is closed.
  • Compensation

    For sick leave, you can claim a credit for up to 10 days of your daily income based on your average daily income with a max of $511 per day. For family leave, you can claim up to 60 days of your daily income based on 67% of your average daily income with a max of $200 per day.
  • Coverage Period

    Time is running out to file for losses incurred! If you filed a “Schedule C” on your federal tax returns for 2020 and/or 2021, you're on the right track This credit covers income lost between April 1, 2021, and September 30, 2021, and the deadline to file is April 15, 2025

Let United Business Solutions get your tax refund!

Take advantage of the SFLC Tax Credit designed for self-employed individuals just like you

Sick & Family Leave Credit Credit FAQS

HAVE QUESTIONS?

The Self-Employed Tax Credit (SETC) is not an official IRS term—it’s more of a marketing term used to describe the Sick & Family Leave Credit (SFLC) for self-employed individuals.

The official name for the credit is the Sick & Family Leave Credit, which was created under the Families First Coronavirus Response Act (FFCRA) and later extended through other COVID-19 relief laws. Some companies or tax services use “SETC” as a way to brand or simplify the credit when marketing it to freelancers and self-employed workers.

The SFLC program deadline to file a claim is April 15th, 2025.

Your filing is handled by our expert team and process developed by United Business Solutions. With an unparalleled team and years of experience and dedication, you can rest assured your claim is handled with utmost care and integrity.

We make the process simple and easy. First, get started by beginning our easy and quick application. Next, you provide some information so that we can calculate an estimate of your credit. Lastly, you will complete the process by signing the necessary documents that we need to submit to the IRS, and we handle the rest!

The credit is calculated based on your net self-employment income, taking into account the number of days you couldn’t work due to COVID related reasons. Here’s a breakdown:

Personally Sick: If you were unable to work because you were sick with COVID or quarantined, the credit equals your average daily net self-employment income, up to $511 per day, for a maximum of 10 days.

Caring for a Child: If you were caring for a family member with COVID-or a child whose school or daycare was closed due to COVID, the credit is two-thirds of your average daily net self-employment income, up to $200 per day. For 2020, this is applicable for up to 50 days, and for 2021, up to 60 days.

Your average daily net self-employment income is calculated by dividing your annual net self-employment income by 260 (the average number of workdays in a year). The total credit you can receive is the aggregate of these calculations for the days you were eligible, subject to the daily and total day limits specified by the program.

You may be eligible for up to $32,220 in tax credits from 2020 & 2021. Click Here to begin our simple process to calculate and claim your Tax Credit!

Self-Employed workers who filed schedule C income during the years of 2020 and 2021, and faced challenges of being unable to work during the COVID-19 pandemic, especially during times of illness, caregiving responsibilities, quarantine, and related circumstances.

  • Sole Proprietors
  • 1099 Contractors
  • Freelancers
  • Single-member LLC’s
  • Gig Workers
  • Other Self-Employed Workers

The Sick & Family Leave Credit was created under the Family First Coronavirus Response Act (FFCRA) and extended by the American Rescue Plan Act (ARP). It is a financial aid program for self-employed individuals, freelancers, and independent contractors. This credit aims to compensate those who experienced a loss of income due to COVID-19 related reasons.

The SFLC is a specialized tax credit designed to provide support to self-employed individuals during the COVID-19 pandemic.

It acknowledges the unique challenges faced by those who work for themselves, especially during times of illness, caregiving responsibilities, quarantine, and related circumstances. This credit can be a valuable resource for eligible individuals to help bridge financial gaps caused by unforeseen disruptions.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act is a significant piece of legislation enacted by the United States Congress in March 2020 in response to the economic impact of the COVID-19 pandemic. The CARES Act aimed to provide financial relief to individuals, businesses, and healthcare systems affected by the pandemic. Some key provisions of the CARES Act include:

  1. Economic Impact Payments: The CARES Act authorized direct payments to individuals and families to help alleviate financial strain caused by the pandemic. These payments, also known as stimulus checks, were sent to eligible taxpayers based on their income and filing status.
  2. Small Business Assistance: The CARES Act established the Paycheck Protection Program (PPP) to provide forgivable loans to small businesses to cover payroll costs, rent, mortgage interest, and utilities. It also expanded the Economic Injury Disaster Loan (EIDL) program and provided grants to eligible businesses.
  3. Unemployment Benefits: The CARES Act expanded unemployment insurance benefits by providing additional federal funding, extending benefits to self-employed individuals and gig workers, and increasing the duration of benefits.
  4. Healthcare Funding: The CARES Act allocated funding to support healthcare providers, hospitals, and medical research efforts in combating the COVID-19 pandemic. It also included provisions to expand access to telehealth services.
  5.  Education and Housing Assistance: The CARES Act provided funding for K-12 schools, colleges, and universities to support distance learning and address other pandemic-related challenges. It also included measures to provide housing assistance and prevent evictions and foreclosures.

Overall, the CARES Act was intended to provide immediate economic relief and support to individuals, businesses, and communities affected by the unprecedented challenges posed by the COVID-19 pandemic.

The Family First Coronavirus Response Act (FFCRA) is a United States federal law enacted in March 2020 in response to the COVID-19 pandemic. It aimed to provide emergency paid sick leave, expanded family and medical leave, and enhanced unemployment benefits to individuals affected by the pandemic. The FFCRA required certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. Additionally, it provided tax credits to help employers offset the costs of providing these benefits. The FFCRA had various provisions that applied to different types of employers and employees, with the goal of supporting workers and their families during the public health emergency caused by the coronavirus outbreak

In December 2020, under the CARES Act, self employed individuals were included to receive tax credit for sick and family leave.

THE FINE PRINT (LAWYERS MADE US DO IT)

United Business Solutions is a financial technology company, not a bank. Loan products are provided by Community Bank & Trust – WGA, an Equal Housing Lender, Member FDIC.

Not all claimants are eligible for sick and family leave tax credits. Eligibility is determined by specific qualifications under applicable tax regulations. As an applicant, you are responsible for providing accurate and truthful information. United Business Solutions provides a software platform designed to assist in gathering and verifying information for the purpose of filing the Sick and Family Leave Credit for self-employed individuals. We do not provide legal or tax advice. Please consult a professional for personalized guidance. All tax documents are prepared and filed by Sichenzia Ross Ference Carmel LLP.

Applicants for the Sick Leave and Family Leave Credit applying through United Business Solutions may be eligible for a Refund Advance. Not all applicants are eligible. The tax credit amount must be $3,000 or greater to be eligible. Applicants in Iowa, Colorado, and U.S. Territories are not eligible for the Refund Advance.