HEALTH INSURANCE

When you buy insurance through us, you support our advocacy work at no cost to you.

We are showing plans for zip code . If this is incorrect, please  update your profile.

Available Plans

Bronze Plans The pay-as-you-go approach to healthcare.
  • High deductible / lower premium
  • 1 -2 doctor visits per year
  • Best for those without specialists / prescription drug needs
Shop Bronze Plans
Silver Plans Popular for offering a balance of cost and coverage.
  • Lower deductible / higher premium
  • Best for those with some specialist / prescription drug needs
  • Most popular option for our members
Shop Silver Plans
Gold Plans Robust coverage with low deductibles.
  • Top-tier plans with low deductibles
  • Best for those with chronic conditions or major medical needs
  • Lower out-of-pocket maximum
Shop Gold Plans
Platinum Plans No deductibles and lowest out-of-pocket maximum.
  • Higher monthly premium
  • Lowest costs when you get care
  • Deductibles are very low, meaning your plan starts paying its share earlier
Shop Platinum Plans
Essential Plans More affordable for those who qualify.
  • Silver-level plans with $0 premium
  • Dental and vision coverage included
  • Available to individuals making less than $25,520/year
Shop Essential Plans
PPO Benefits for small businesses.
  • Out-of-network coverage
  • Access to premium networks
  • Full-service team to manage paperwork
Shop PPO Plans

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Need more help
choosing a plan?

Health Insurance 101

Additional Options for Freelancers

Telehealth redefined

Healthcare at your fingertips, anytime, anywhere

Tailored for freelancers, we've partnered with Galileo's world-class doctors, offering on-demand medical consultations directly on your phone. Zero deductibles. Zero copays. Discounted prescriptions.
Payroll Platform

Imagine being self-employed with the benefits of a W2?

Opolis offers an employment platform that gives access to affordable, premium group benefits, payroll, and tax compliance. Designed specifically for freelancers.

THE FINE PRINT (LAWYERS MADE US DO IT)

Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, North Carolina, and Colorado and is the agent of record for dental sales in these states only.

FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, North Carolina, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, North Carolina, and Colorado, Hiscox is acting as the insurance agent of record.

All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier's policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.

You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.