When you buy insurance through us, you support our advocacy work at no cost to you.

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Available Plans

Bronze Plans The pay-as-you-go approach to healthcare.
  • High deductible / lower premium
  • 1 -2 doctor visits per year
  • Best for those without specialists / prescription drug needs
Silver Plans Popular for offering a balance of cost and coverage.
  • Lower deductible / higher premium
  • Best for those with some specialist / prescription drug needs
  • Most popular option for our members
Gold Plans Robust coverage with low deductibles.
  • Top-tier plans with low deductibles
  • Best for those with chronic conditions or major medical needs
  • Lower out-of-pocket maximum
Under Age 30 Low rates for people under age 30.
  • High deductible / low premium
  • Protects you from sky-high bills in case of emergency
  • Free preventative care visits
Essential Plans More affordable for those who qualify.
  • Silver-level plans with $0 premium
  • Dental and vision coverage included
  • Available to individuals making less than $25,520/year
PPO Benefits for small businesses.
  • Out-of-network coverage
  • Access to premium networks
  • Full-service team to manage paperwork

Why buy insurance with freelancers union

Where you buy insurance
Actually matters

  • When you purchase a plan through Freelancers Union, we get a small commission at no extra cost to you
  • These funds help us continue our work advocating for and supporting freelancers around the country
  • Partnerships also help us ensure that we’re finding the best plans and discounts for our members

Need more help
choosing a plan?


Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Dinghy USA Inc. and NSM Insurance Services LLC (collectively “Dinghy”). Dinghy is part of the NSM Insurance Group and a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Dinghy is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.

The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specific provisions of the Member Contract provided by the carrier, the carrier’s Contract shall govern.