HEALTH INSURANCE
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Gold Plans
Robust coverage with low deductibles.
- Deductible: $650 / $1,300
- NYC Health + Hospitals
(See if your doctor is in network) - Prescriptions: $10 generic, $40 formulary brands, $80 nonformulary brands
- Office visits: 3 visits at $25 then $25 after deductible for PCP, $40 for specialists
- Out-of-pocket max: $4,000 / $8,000
- Adult Dental and Vision Coverage
- Deductible: $600 / $1,200
- Prime Network
(See if your doctor is in network) - Prescriptions: $10 generic, $35 formulary brands, $75 nonformulary brands
- Office visits: $25 after deductible for PCP or $40 after deductible for specialists
- Out-of-pocket max: $4,750 / $9,500
Things to Consider
Still need help deciding?
- Subsidies are available for both of these plans. Follow the link or call – they will ask for your income and let you know if you qualify.
- Both offer free preventative care
- Both offer free preventative care
- Both provide care centers: EmblemHealth Neighborhood Centers or MetroPlus’ Gotham Health Centers
- EmblemHealth offer free telemedicine so you can call a doctor at any time
- You can see all EmblemHealth plans here
- You can see all MetroPlus plans here
THE FINE PRINT (LAWYERS MADE US DO IT)
Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency, a wholly owned affiliate of FU, is a licensed producer in the lines of Property and Casualty insurance in New York, Pennsylvania, New Jersey and California only. FIA contracts with Dinghy USA Inc. and NSM Insurance Services LLC (collectively “Dinghy”). Dinghy is part of the NSM Insurance Group and a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey and California, Dinghy is acting as the insurance agent of record. You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products.
The information on this Website about insurance benefits is a summary of applicable terms and conditions that is provided for general informational purposes only. The terms of any insurance products are governed solely by the applicable Member Contract or Policy Form. In the event of any inconsistency between information provided on this Website and the specific provisions of the Member Contract provided by the carrier, the carrier’s Contract shall govern.