affordable health insurance
You’re the boss.
Give yourself good benefits.
For 20+ years, we’ve helped independent workers navigate freelance health insurance. As a nonprofit, we curate plans that benefit you not the healthcare system.
Have questions? Check out our Ultimate Guide to 2025 Freelance Health Insurance, or reach out to a member of our team.
Need help navigating our health insurance offerings?
Affordable Care Act Plans
A New Way to browse the health insurance marketplace
We’ve launched a platform for independent workers to easily compare plans and ensure that you’re getting any health insurance-related tax credits you may be qualified for.
Preferred health insurance options
Nationwide PPO Health Plans
Low-cost, High-quality Insurance for Independent Workers
We've partnered Solo Health to offer you HSA-elibigle plans with affordable monthly premiums, full coverage after your deductible is met, and year round signups - no open enrollment period required.
explore solo health
full benefits platform
Be self-employed with W-2 benefits
Opolis is a freelance employment cooperative providing affordable, premium group benefits, payroll, tax compliance, & more.
Explore Opolis
One App for your care needs
Telehealth
& More
We offer telehealth with no co-pays or deductibles through Galileo. Upgrade to Galileo Medical Plus for dental & vision insurance, plus Rx discounts.
Access Employer Style Perks
Professional Employer Organization
Unlock premium health, retirement, and insurance benefits through a PEO tailored to freelancers and small businesses, with simplified, year-round enrollment.
THE FINE PRINT (LAWYERS MADE US DO IT)
Freelancers Union, Inc. (FU) is not a licensed insurance agent. Freelancers Insurance Agency (FIA), a wholly owned subsidiary of FU, is a licensed health insurance producer in New York, California, New Jersey, Pennsylvania, Connecticut, Texas, Georgia, Florida, North Carolina, and Colorado and is the agent of record for dental sales in these states only.
FIA is a licensed producer in the lines of Property and Casualty insurance in New York, California, New Jersey, Pennsylvania, Texas, Georgia, Florida, North Carolina, and Colorado only. FIA contracts with Hiscox Inc., a nationally licensed insurance producer. Other than New York, Pennsylvania, New Jersey, California, Texas, Georgia, Florida, North Carolina, and Colorado, Hiscox is acting as the insurance agent of record.
All New York individual health insurance plans on this site provide in-network only coverage, except for urgent or emergency care depending on the carrier’s policies. Only plan highlights are shown. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract of insurance.
You should consider your needs when selecting products. FU does not make specific product recommendations for individuals. Each insurer has sole responsibility for its products. FU and FIA are not insurers.